Hilton Head-Bluffton-Beaufort live under a cloud of uncertainty. Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

Our dire economic situation and plummeting real estate values have taken their toll. Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped Hilton Head, Bluffton and Beaufort homeowners live under a cloud of uncertainty. And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Although I am not associated with RE/MAX, I wanted to share this video Courtesy of The CEO of RE/MAX, co-founder, Dave Liniger.I thought his predictions were reasonable and encouraging

Give Yourself and Your Family the Gift of a Fresh Start to 2012!

Did you spend last year living with the pressures of away-to-big mortgage payment? Well you’re not alone.  Current estimates reveal that 25 percent of all homeowners in the US are “underwater”–their mortgage balances exceed what the market value of their homes are worth.and 6.3 million homeowners are in some stage of foreclosure.

If this is your situation, you have options and you need to begin exploring them as soon as possible. It is unfortunate that so many homeowners are in denial and wait and don’t take action. This is a costly mistake.

Lenders are more open and more flexible than ever before. Their are Federal programs, and many state and local agencies is readily available.

As a real estate professional , I am here to help. If you’d like to learn more,about the options available to you  click here for my free report

In addition, if you’d just like to chat, give me a call. I can listen,make suggestions and if necessary refer you to one of my capable team members.

According to Lender Processing Services, over 6.32 million Americans missed a mortgage payment in April. For Hilton Head, Bluffton S.C. Homeowners who are Missing Mortgage Payments, there is help and there is hope. Fortunately, there is a growing movement of specially trained real estate professionals that have earned the Certified Distressed Property Expert (CDPE) designation. As a CDPE, I can show homeowners their options, and provide them with information they need to know to avoid foreclosure.I have prepared a report that shows homeowners what to expect if they’ve missed payments. I also show them the steps they will need to take to get back on track to financial stability. The free, no-obligation can be found on the following website:

If you or someone you care about has missed mortgage payments, you’re not alone. It’s Not Too Late! It is understandably difficult to start the process of getting help. Along with the reality of foreclosure comes the emotional struggle of being in a situation that most never thought they’d ever be in. It’s important to know that this challenge can be overcome when homeowners have the right person on their side. In my experience, this helps alleviate the stress of not knowing what to do in a seemingly hopeless situation. There is financial stability on the horizon, and I can help put a homeowner on the path to get there.I would be honored to assist your referrals. I have enclosed some business cards; please pass them along to anyone who may need my assistance.